KURAL.ai
Sarah Chen · MGA · UKGC · CA-ON-AGCO · BR-SPA

Financial vulnerability checks at £125 net loss / £500 high-spend thresholds

UKGC.LCCP.AFFORDABILITY.1 · UKGC · responsible_gambling
Severity
high
Cadence
daily
Region
eu
Current status (Apollo Gaming Ltd.)
fail

Requirement

Licensees must perform light-touch financial vulnerability checks at £125 net loss in a 30-day period and frictionless financial risk assessments at £500 net loss thresholds, with referrals to enhanced affordability assessment as risk increases.

Source: UKGC Financial Risk Checks Policy (effective 2024 onward) · Audit artifact: UKGC Financial Risk Check Audit

Remediation guidance

Real-time net-loss tracker + DoT/Aristotle integration for affordability.

Evidence specification

Evidence typeConnectorSpecAcceptance criteria
pam_querypam-generic
{
  "query": "net_loss_rolling_30d",
  "required_fields": [
    "player_id",
    "net_loss_gbp",
    "threshold_125_crossed",
    "threshold_500_crossed",
    "check_performed_at"
  ]
}
  • check_performed_at present within 24h of threshold_crossed

Recent evaluations (Apollo Gaming Ltd.)

WhenStatusFindings
5/26/2026, 11:51:33 PMfail1 finding Affordability check not performed within 24h for 1 customer who crossed £500 net-loss threshold 31 h