Peer benchmarks

Where the data comes from. For every operator using KURAL, we take the most-recent evaluation per (operator, control) pair from the database. We compute that operator's pass-rate within each jurisdiction (e.g. "this MGA operator passes 18 of 24 in-scope MGA controls = 75%"), then build the distribution across all operators in that cohort.

Percentile bands (P25 / P50 / P75). P50 = the median. Half the cohort scores below it, half above. P25 = bottom quartile (the operator whose pass-rate is worse than 75% of peers). P75 = top quartile. If your pass-rate is between the P50 and P75 bars, you're in the upper half of the cohort. Use this to triage where to invest remediation effort — close the largest gap below P50 first.

Why so many "suppressed" rows today. The platform currently has only 2 demo operators (OP-APOLLO and OP-PHOENIX) — below the k-anonymity floor of 3 required to publish a band without re-identifying individuals. As pilots come online, the bands will populate. With 20+ MGA-licensed operators in the cohort, the MGA row will show real "you vs the rest" data.

Privacy guarantee. No operator ID ever leaves this calculation. The suppression at <3 operators is a hard floor. Data is intended for the operator's own dashboard only — sharing externally would require explicit operator consent.